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Should the NCAA or Universities Insure their Players?

Discussion in 'Colorado Football Message Board' started by boydbuff, Oct 29, 2012.

  1. boydbuff

    boydbuff Club Member Club Member

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    I was thinking about this after the unfortunate problem with Lattimore. You occasionally here of a RB or QB coming back for his senior even though he would have been a 1st round pick and insuring their arms/legs whatever.

    Seems to me that these guys are risking their careers and on an unfortunate rare occasion sometimes even their lives, playing football for their university. We can debate all day long whether they should get paid for the millions they bring into the Uni but it seems to me someone should pay to insure them against career and life-threatening injury.

    I suspect those players that have insured themselves come from families with enough $ to do so. But the universities or the NCAA could get some kind of major group rate to insure all players maybe in all major sports?

    What do you guys think?
     
  2. Lt.Col.FrankSlade

    Lt.Col.FrankSlade Well-Known Member

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    Insure them against what, though? What is the loss?

    Lattimore is getting his education paid for, whether he is injured or playing.

    South Carolina is still playing football games, people are attending football games, they are still on TV.

    As far as medical treatment, that is included in his scholarship, I believe.
     
  3. Walter White

    Walter White Member

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    Some players do this. I don' think the university pays for it. I don't think the schools should pay for this, but I think an agent should be able to front the money for the player if the player cannot afford the premium. I think that's fair.

    http://sports.espn.go.com/ncf/news/story?id=4356869
     
  4. Walter White

    Walter White Member

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    What kind of insurance does the US Government take out on soldiers who risk their lives, not just livelihood, protecting our way of life?
     
  5. DBT

    DBT Club Member Club Member

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  6. Creebuzz

    Creebuzz Club Member Club Member

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    Actually, the Country does do its part to help take care of their families by providing:

    $100,000 death gratuity paid within a few days of death
    Burial Benefit
    $400,000 life insurance, with premiums paid by the DOD while in combat ops/zone
    Surviving spouse / children get free dental and health care for three years (transitional benefit)
    Surviving souse/children get ongoing survivor benefit equal to 55% of what would have been full retirement pay
    Additionally, in Florida, surviving spouse exempt from property tax forever (already no income tax)

    I'm sure there are nuances to this, but there it is in a nutshell.
     
  7. boydbuff

    boydbuff Club Member Club Member

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  8. sackman

    sackman Club Member Club Member

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    :wtf:

    Is that a serious comment?
     

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