Seems to me that these guys are risking their careers and on an unfortunate rare occasion sometimes even their lives, playing football for their university. We can debate all day long whether they should get paid for the millions they bring into the Uni but it seems to me someone should pay to insure them against career and life-threatening injury. I suspect those players that have insured themselves come from families with enough $ to do so. But the universities or the NCAA could get some kind of major group rate to insure all players maybe in all major sports? What do you guys think?